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Money Maths September 2, 2010

Posted by Hydy in life.
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So, we’re working on creative refinancing of Rich’s transportation. In the attempt to trade in his car for a cheaper car, we hit roadblocks in the face of negative equity. So today, we talked to the bank about a loan to act as a down payment on the aforementioned trade in. Now we get to see if we get approved for the loan, if the dealership likes the amount we can get the loan for, and if they’ll finance us the trade on the cheaper car. The goal is to have the new total payment be half the current payment.

Also going to be contacting all the folks we’re making monthly payments to for Rich’s medical bills. We cannot really afford the amount they’ve added up to, so we’re going to be renegotiating down to a total we can manage with our current income and bills.  We are still in the black for the year, thank you Mom, Dad, David and Mary, and I’d like to stay that way.

Stock market is not helpful right now, I have one thing running, but calls aren’t working for me in a downward market.

This month, looking forward to Rich’s birthday on Sunday, a party with friends the following weekend and Marianne coming to visit from Scotland the weekend after that, and possibly one more trip to Cedar Point before the season ends, but that might not be until Halloweekends.

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Week Twenty-Eight December 16, 2009

Posted by Hydy in alkaline, life.
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I really need to have more interesting post titles. Ah well, I probably should have more interesting posts, too. 😉 Holidays, schedules and stress are wrecking havoc. Desserts are creeping past my self control far too often. Veggies are still making up most of my diet, but the cold weather steers me away from the fresh and the raw more and more.

The holiday season at work is going fairly well. I stay out of most of the hustle and bustle. And soon it will be over and return season will start. I’m ever so grateful to be out of my old position these days.

The OAC meeting was this week. I didn’t go because the rules said I wasn’t allowed to talk to the panel anyway, and I had work to do. Systems are slowly coalescing, and Soon they will be in place.

Playing the market. It’s fun, interesting and educational. More to learn, more to discover.