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Money Maths September 2, 2010

Posted by Hydy in life.
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So, we’re working on creative refinancing of Rich’s transportation. In the attempt to trade in his car for a cheaper car, we hit roadblocks in the face of negative equity. So today, we talked to the bank about a loan to act as a down payment on the aforementioned trade in. Now we get to see if we get approved for the loan, if the dealership likes the amount we can get the loan for, and if they’ll finance us the trade on the cheaper car. The goal is to have the new total payment be half the current payment.

Also going to be contacting all the folks we’re making monthly payments to for Rich’s medical bills. We cannot really afford the amount they’ve added up to, so we’re going to be renegotiating down to a total we can manage with our current income and bills.  We are still in the black for the year, thank you Mom, Dad, David and Mary, and I’d like to stay that way.

Stock market is not helpful right now, I have one thing running, but calls aren’t working for me in a downward market.

This month, looking forward to Rich’s birthday on Sunday, a party with friends the following weekend and Marianne coming to visit from Scotland the weekend after that, and possibly one more trip to Cedar Point before the season ends, but that might not be until Halloweekends.

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Stay on Target… May 27, 2010

Posted by Hydy in alkaline, life, writing.
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Things are progressing as normal. Currently sitting in a waiting room at Mount Carmel St. Ann’s while Rich gets a Barium test to see if they need to remove any extra colon when he gets his second surgery. The lamp next to me does not appear to be plugged in.  Odd… not that it’s needed, just… odd. Surgery in 12 days and counting.

Shoring up our member site, and shopping cart at Bookup. Still waiting on an integration solution. But the removal of copy protection and return to registration has gone smoothly and sales are up. Next up, website modernization. It is far too difficult for customers to find what they want, and that includes the product catalog.

I’ve hit a stall with writing, and starting my own money-creating blog/website, but I’m still chipping away at the How. I’m doing far more journal writing than fiction these days. About to run out of flash fiction again for my website, will have to do something about that at least.

My health is good, almost back up to previous weight, just a few pounds shy, so feel better about that. No drugs in a few months now. Little aches here and there. Elbow continues to be my bane. But all in all, I’m doing quite well, and can do all the things I want to do.

My B&N Store has added some new sections and rearranged (almost) everything. I think I can find all the sections, but it’s going to take some getting used to. I picked up a few extra shifts over the next couple weeks, so that’ll help.

If my options go well, I’ll have some extra money for bills in June. Knock down a couple remaining medical bills without having to take money out of the investing account yet. I imagine we may end up having to do that, but for the moment, I’m hoping to just take out the profit. We shall see.

Summer is here, life is good, friends and family abound.

Food of the week: (it’s been a while, hasn’t it?): Spring Rolls (not exactly alkaline, but they’re veggie, right? 😉 )